THERE are many reasons why L-test applications have dropped drastically in the last 25 years.
Uni fees. Laziness. Uber. You can’t WhatsApp and drive at the same time.

But then there’s lots of young grafters out there who want to drive but still can’t afford it because of exorbitant insurance costs.
I know a lad paying two grand to insure a £900 Corsa. Well, this might just be the answer.
We asked insurance firm Marmalade to come up with ten new cars for drivers aged 17-24, all available with a year’s free comprehensive telematics cover, with no curfews – and requiring only a small deposit.
The results are on the right.

Note. Drivers must fit a black-box device on to the battery of the car, which records and reviews every journey. It’s very easy to do. Once the first year’s free insurance ends, the driver is sent a renewal quote to continue with Marmalade or they can buy cover elsewhere. The monthly car payments continue as normal.
A spokesman said: “We’re championing young drivers and giving them a fairer deal.”
Go to wearemarmalade. co.uk then pop in your age and postcode to find free insurance deals near you.
Ten new cars with a year's free insurance
Fiat 5oo

Free insurance saving: £1,138
Car price: £10,324
Deposit: £500
Monthly: £196
Available now in: Eastbourne, East Sussex
Vauxhall Corsa

Free insurance saving: £1,850
Car price: £17,294
Deposit: £500
Monthly: £332
Available now in: Warwick, West Mids
Ford Fiesta

Free insurance saving: £2,118
Car price: £14,587
Deposit: £1,500
Monthly: £290
Available now in: Crowthorne, Berks
VW Polo

Free insurance saving: £1,530
Car price: £16,983
Deposit: £900
Monthly: £329
Available now in: Cowbridge, Glam
Seat Ibiza

Free insurance saving: £1,814
Car price: £18,986
Deposit: £250
Monthly: £342
Available now in: Rickmansworth, Herts
VW UP!

Free insurance saving: £1,364
Car price: £10,765
Deposit: £500
Monthly: £220
Available now in: Glasgow
Vauxhall Adam

Free insurance saving: £1,403
Car price: £14,180
Deposit: £500
Monthly: £245
Available now in: Peterborough
Skoda Fabia

Free insurance saving: £1,774
Car price: £12,713
Deposit: £500
Monthly: £244
Available now in: Herne Bay, Kent
Renault Clio

Free insurance saving: £1,227
Car price: £15,602
Deposit: £450
Monthly: £316
Available now in: Bordon, Hants
Ford Focus

Free insurance saving: £1,303
Car price: £19,708
Deposit: £500
Monthly: £363
Available now in: Liverpool
Sun Motors Nick Francis takes on Jaguar's Ice AcademyncG1vNJzZmivp6x7tbTErKynZpOke7a3jqamraeiqHx5f5ZqcHBsX6OyuHnCmqlmnKKew6a%2B0mZocGViaXq6scCrZJ%2BqlZp6qrrSrqmappOafA%3D%3D